Changes the laws regarding consumer credit interest rates

{"id": "ocd-bill/4481c87d-d876-462a-ae33-2c06b0fcd461", "session": "2026", "jurisdiction": {"id": "ocd-jurisdiction/country:us/state:mo/government", "name": "Missouri", "classification": "state"}, "from_organization": {"id": "ocd-organization/b028938f-599d-4b3a-8d53-fdb9de12e759", "name": "House", "classification": "lower"}, "identifier": "HB 3021", "title": "Changes the laws regarding consumer credit interest rates", "classification": ["bill"], "subject": ["CONSUMER PROTECTION", "CORPORATIONS", "CREDIT AND BANKRUPTCY"], "extras": {}, "created_at": "2026-01-21T01:24:32.946635+00:00", "updated_at": "2026-09-14T19:18:17.986415+00:00", "openstates_url": "https://openstates.org/mo/bills/2026/HB3021/", "first_action_date": "2026-01-20T06:00:00+00:00", "latest_action_date": "2026-05-15T05:00:00+00:00", "latest_action_description": "Referred: Emerging Issues(H)", "latest_passage_date": ""}