Explains requirements for written guidance provided by an agency in response to an inquiry by a financial institution and sets forth the civil actions that can be brought for a fraudulent act or intentional misconduct of the financial institution

{"id": "ocd-bill/e6225ec9-b843-433f-8345-2062d127aa92", "session": "2026", "jurisdiction": {"id": "ocd-jurisdiction/country:us/state:mo/government", "name": "Missouri", "classification": "state"}, "from_organization": {"id": "ocd-organization/b028938f-599d-4b3a-8d53-fdb9de12e759", "name": "House", "classification": "lower"}, "identifier": "HB 3107", "title": "Explains requirements for written guidance provided by an agency in response to an inquiry by a financial institution and sets forth the civil actions that can be brought for a fraudulent act or intentional misconduct of the financial institution", "classification": ["bill"], "subject": ["BANKS AND FINANCIAL INSTITUTIONS", "BUSINESS AND COMMERCE", "CIVIL PROCEDURE", "CREDIT UNIONS", "STATE DEPARTMENTS"], "extras": {}, "created_at": "2026-01-28T19:26:03.749995+00:00", "updated_at": "2026-09-16T06:55:53.094052+00:00", "openstates_url": "https://openstates.org/mo/bills/2026/HB3107/", "first_action_date": "2026-01-28T06:00:00+00:00", "latest_action_date": "2026-04-21T05:00:00+00:00", "latest_action_description": "Second read and referred: Insurance and Banking(S)", "latest_passage_date": "2026-04-09T05:00:00+00:00"}