Mortgages - As introduced, enacts the "Tennessee Reverse Mortgage Innovation Act," which authorizes the use of a counselor approved by the department of financial institutions to satisfy the requirement that a buyer involved in a reverse mortgage loan receive independent counseling prior to closing; makes other changes related to reverse mortgage loans. - Amends TCA Title 39, Chapter 15, Part 5; Title 45, Chapter 2, Part 12; Title 45, Chapter 20; Title 47, Chapter 30 and Title 67, Chapter 4, Part 4.

{"id": "ocd-bill/42b3a3b9-587d-40be-814c-0b7cc4cf0999", "session": "114", "jurisdiction": {"id": "ocd-jurisdiction/country:us/state:tn/government", "name": "Tennessee", "classification": "state"}, "from_organization": {"id": "ocd-organization/47760e16-8071-49dd-bd9f-354198c8b653", "name": "House", "classification": "lower"}, "identifier": "HB 2382", "title": "Mortgages - As introduced, enacts the \"Tennessee Reverse Mortgage Innovation Act,\" which authorizes the use of a counselor approved by the department of financial institutions to satisfy the requirement that a buyer involved in a reverse mortgage loan receive independent counseling prior to closing; makes other changes related to reverse mortgage loans. - Amends TCA Title 39, Chapter 15, Part 5; Title 45, Chapter 2, Part 12; Title 45, Chapter 20; Title 47, Chapter 30 and Title 67, Chapter 4, Part 4.", "classification": ["bill"], "subject": ["Mortgages"], "extras": {}, "created_at": "2026-02-03T08:02:27.142426+00:00", "updated_at": "2026-05-19T22:11:24.408909+00:00", "openstates_url": "https://openstates.org/tn/bills/114/HB2382/", "first_action_date": "2026-02-02", "latest_action_date": "2026-05-19", "latest_action_description": "Signed by Governor.", "latest_passage_date": "2026-05-05"}