Prohibits insurers from using credit history when evaluating homeowners insurance policies.

{"id": "ocd-bill/dd6594a2-3bc3-457b-8e7a-733403140c00", "session": "222", "jurisdiction": {"id": "ocd-jurisdiction/country:us/state:nj/government", "name": "New Jersey", "classification": "state"}, "from_organization": {"id": "ocd-organization/0461b3ba-ecad-4ed3-bc89-056dbaa698d1", "name": "Senate", "classification": "upper"}, "identifier": "S 4326", "title": "Prohibits insurers from using credit history when evaluating homeowners insurance policies.", "classification": ["bill"], "subject": [], "extras": {}, "created_at": "2026-05-19T09:00:14.174387+00:00", "updated_at": "2026-05-22T23:24:46.322903+00:00", "openstates_url": "https://openstates.org/nj/bills/222/S4326/", "first_action_date": "2026-05-21T04:00:00+00:00", "latest_action_date": "2026-05-21T04:00:00+00:00", "latest_action_description": "Introduced in the Senate, Referred to Senate Commerce Committee", "latest_passage_date": ""}