Consumer credit: credit reports and reporting agencies; collection and reporting of medical debt information; regulate. Creates new act.

{"id": "ocd-bill/b1c1e98d-6f7f-4282-b3d1-a2dff8947ca4", "session": "2025-2026", "jurisdiction": {"id": "ocd-jurisdiction/country:us/state:mi/government", "name": "Michigan", "classification": "state"}, "from_organization": {"id": "ocd-organization/7cf9891c-6c1f-45ec-b24c-7aa9be45e9cc", "name": "Senate", "classification": "upper"}, "identifier": "SB 451", "title": "Consumer credit: credit reports and reporting agencies; collection and reporting of medical debt information; regulate. Creates new act.", "classification": ["bill"], "subject": ["Consumer credit: credit reports and reporting agencies", "Health: other"], "extras": {}, "created_at": "2025-06-26T21:19:39.126255+00:00", "updated_at": "2026-06-18T01:42:02.503512+00:00", "openstates_url": "https://openstates.org/mi/bills/2025-2026/SB451/", "first_action_date": "2025-06-26", "latest_action_date": "2026-06-17", "latest_action_description": "referred to second reading", "latest_passage_date": "2026-03-11"}