Relates to prohibiting pre-payment penalties for mortgages secured by real property owned in a cooperative form of ownership

{"id": "ocd-bill/a2fdfe82-3733-4a7b-84fe-dcb8b926fb5c", "session": "2025-2026", "jurisdiction": {"id": "ocd-jurisdiction/country:us/state:ny/government", "name": "New York", "classification": "state"}, "from_organization": {"id": "ocd-organization/8291a233-623d-40e8-882d-21ec2d382c87", "name": "Senate", "classification": "upper"}, "identifier": "S 9796", "title": "Relates to prohibiting pre-payment penalties for mortgages secured by real property owned in a cooperative form of ownership", "classification": ["bill"], "subject": [], "extras": {}, "created_at": "2026-04-07T01:25:37.383170+00:00", "updated_at": "2026-05-21T04:05:43.710842+00:00", "openstates_url": "https://openstates.org/ny/bills/2025-2026/S9796/", "first_action_date": "2026-04-06", "latest_action_date": "2026-05-20", "latest_action_description": "2ND REPORT CAL.", "latest_passage_date": ""}