Establishes pre-loan counseling requirements and borrower rights of recission for reverse mortgage loans.

{"id": "ocd-bill/92db09ab-4d3e-4339-8c70-6a614a3fa942", "session": "222", "jurisdiction": {"id": "ocd-jurisdiction/country:us/state:nj/government", "name": "New Jersey", "classification": "state"}, "from_organization": {"id": "ocd-organization/0461b3ba-ecad-4ed3-bc89-056dbaa698d1", "name": "Senate", "classification": "upper"}, "identifier": "S 264", "title": "Establishes pre-loan counseling requirements and borrower rights of recission for reverse mortgage loans.", "classification": ["bill"], "subject": [], "extras": {}, "created_at": "2026-01-23T01:28:46.026288+00:00", "updated_at": "2026-05-22T07:30:59.402514+00:00", "openstates_url": "https://openstates.org/nj/bills/222/S264/", "first_action_date": "2026-01-13T05:00:00+00:00", "latest_action_date": "2026-01-13T05:00:00+00:00", "latest_action_description": "Introduced in the Senate, Referred to Senate Commerce Committee", "latest_passage_date": ""}